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IRA

Grow your nest egg while reducing your tax burden

With a Community Bank of Louisiana Individual Retirement Arrangement (IRA) your money may grow tax-deferred or tax-free, depending on whether you choose a traditional or a Roth IRA and when you take a distribution.

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For When You’re Ready To Retire

A retirement account is an important step toward ensuring your financial security when you’re ready to retire.

  • Traditional IRA: Tax deferred contributions; no minimum contribution required
  • Roth IRA: Taxes are deducted prior to contribution; earnings are tax-free
  • Education Savings Plan: Non-deductible account that features tax-free withdrawals for a child’s higher education expenses

Individual Retirement Arrangements offer control for the account holder without the participation of an employer. Our variable rate IRA helps you save taxes and fund your retirement at the same time. Ask a CBLA service representative at any of our locations about which plan is best for you.

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