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Personal Loans

Lending a Hand at Every Stage of Life

As your bank for life, Community Bank prides itself on finding the right personal loan to help with your own, uniquely personal financial needs – and doing it all at a competitive rate that helps your money go further.

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Things to Bring When You Apply for a Loan

To make your loan application process as simple as possible, bring along these three things.

Proof of Income

This can be a paystub, tax statement or similar income document.

Invoice, Sales Agreement or Buyer’s Order

This helps the bank understand what you need the loan for.

Updated Identification for All Borrowers

This is important to ensure that everyone is listed correctly on the loan.

A Little Loan Advice

Here are a few helpful tips to consider as you start to evaluate the potential of a loan and decide whether or not it is the right solution you need.

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Understand the Cost

The cost of financing something is more than just the initial loan amount. When evaluating your budget, consider things like insurance, maintenance and interest all as part of the cost of your future loan.

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Don’t Finance More Than You Can Afford

While it can be tempting to finance a purchase, it’s important to understand the impact it will have on your finances. Be open about your monthly expenses and let your loan officer properly advise you to avoid any potential problems down the road.

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Get Pre-Approved

Getting pre-approved is a great way to increase your appeal to sellers. Additionally, it’s a great way to get a total picture of what you can afford before you even start shopping.

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You’re Never a Loan

Whatever stage of life you’re in, we’re here to lend a hand. Let us help you at every step of the personal loan process.

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